MONETIZATION UTILITY · SHEET 04

UA Payback &
Economics Grader.

Decompose customer acquisition cost (CAC) against cohort LTV. Model organic download multipliers and estimate the exact day your marketing investment breaks even.

FILE · PAY_04

Model Parameters

*Benchmarks pre-populate retention sliders and ARPU baselines.
01 · Paid CPA / UA CAC ($) $
02 · Organic Multiplier (K-Factor) x
Cohort Retention Profile (%)
Day 1 Retention %
Day 7 Retention %
Day 30 Retention %
03 · Daily ARPU (ARPDAU) $

Breakeven Outcomes

A

Scalable Compounder

Aggressively scale marketing spend. Capital is recovered fast enough to compound growth.

Day 365 ROI
+0%
Blended campaign return on investment at Year 1
Effective CAC (Blended)
$0.00
Net acquisition cost including organic multipliers
Max Cash Exposure
$0.00
Peak net deficit capital risk per user
COHORT CASH-FLOW TIMELINE: CUMULATIVE LTV VS. EFFECTIVE CAC Effective CAC

The dynamics of marketing payback.

Paid scaling is not a simple transaction—it is a capital float loop. Real marketing velocity is determined by the speed of capital recovery.

MULTIPLIERS · VIRALITY

Organic K-Factor

The viral booster. If for every 1 paid install, you capture 0.3 organic installs, your effective CAC drops by 23%. Organic loops represent the highest leverage to pull in the breakeven day.

Leverage: High (discounts acquisition CAC)
CAPITAL · RESERVES

Cash Exposure Window

The net cash deficit. This represents the absolute peak debt of your cohort before payback begins. If your exposure is too high, scaling will deplete your cash reserves before LTV materializes.

Leverage: Critical (sets cash reserves scale)
RETENTION · DECAY

Retention Slope

The speed of LTV build-up. Flatter retention curves mean users spend longer in the app, causing LTV to scale continuously. A steep onboarding drop-off delays payback indefinitely.

Leverage: Compounding (shapes LTV growth curve)
VELOCITY · ROI

Year 1 ROI Cap

The compounding capacity. High Year 1 ROI allows you to reinvest your marketing capital 3–4 times per year, generating exponential growth curves that competitors cannot match.

Leverage: Highest (determines scaling velocity)
UNIT ECONOMICS OPTIMIZATION SPRINT

Is your payback window leaking capital?

When user acquisition CAC outpaces Day 180 LTV, scaling is a loss-making machine. We run diagnostic monetization audits and progression analyses to flatten cohort decay loops, elevate baseline ARPU, and integrate referral K-factors to secure payback velocity.